Retail Credits
CJSC BTA Bank is glad to offer credits on favorable conditions to private persons and private entrepreneurs.
Advantage of Retail Credits from BTA Bank
- Free consultation
- Individual approach to each client
- Efficiency in consideration and providing of loan
- Absence of additional expenses at disbursing of loan such as: insurance, service of account and others
- Bank works directly, without intermediaries
We offer you following types of credits:
Credit- OK
| Loan for purchase of furniture and domestic appliances | |
|---|---|
| Currency: | som |
| % rate: | 26% per annum |
| Security: | commodity purchased |
| Period of loan: | 3-12 months |
| Loan amount: | 5 000-50 000 soms |
| Loan repayment: | monthly payments, by equal parts |
| Commission for providing of loan: | 2% from loan amount |
| Period of consideration and providing of loan: | during 2 days from the moment of providing of necessary documents and appropriately registered application |
| Borrowers: | individuals |
| First installment: | not less that 20% |
| Obligatory condition: | guarantee from third party/td> |
How to get loan?
- Chose necessary commodity in shops cooperating with bank.
- With the help of loan manager fill in the questionnaire and application.
- Within 2 days you will get the commodity.
Basic primary package of documents
- Passport, tax number, passport of spouse
- Paper information about salary received over last 12 months
- Paper information from place on factual living and about the family
- Invoice issued by the shop
Note: Commodities are chosen in shops cooperating with the Bank.
Potreb-blic
| Loan by real estate collateral | |
|---|---|
| Currency: | USD and som |
| % rate: | in soms from 23%-26% per annum, in USD from 23% to 24% per annum |
| Security: | real estate |
| Period of loan: | from 3 to 24 months |
| Loan amount: | from 1 000 USD to 100 000 USD (or som equivalent) |
| Repayment of loan: | monthly payments, by equal parts |
| Commission for providing of loan: | 1% from loan amount |
| Period of consideration and providing of loan: | up to 5 days (after providing of all necessary documents) |
| Borrowers: | individuals and private entrepreneurs |
Basic primary package of documents
For individuals
- Passport, tax number, passport of spouse
- Paper information about salary received over last 12 months
- Paper information from place on factual living and about the family
- Originals of document for real estate, provided for collateral
For private entrepreneur
- Passport, tax number, passport of spouse
- Certificate of private entrepreneur/copy of patent
- Paper information from place on factual living and about the family
- Originals of document for real estate, provided for collateral
Super-express
| Non-collateral loan | |
|---|---|
| Currency: | som |
| % rate: | 28% per annum |
| Period of loan: | 3-12 months |
| Loan amount: | 5 000-50 000 soms |
| Repayment of loan: | monthly repayments, by equal parts |
| Commission for providing of loan: | 2% from loan amount |
| Period of consideration and providing of loan: | during 2 days from the moment of providing of necessary documents and appropriately registered application |
| Borrowers: | individuals and private entrepreneurs |
| Obligatory condition: | guarantee from third party/td> |
Basic primary package of documents
For individuals
- Passport, tax number, passport of spouse
- Paper information about salary received over last 12 months/li>
- Paper information from place on factual living and about the family
- Confirmation of presence of asset at client or at guarantor (not in collateral) - copies of documents for real estate and/or automobile owned by the borrower or his guarantor
For private entrepreneur
- Passport, tax number, passport of spouse
- Certificate of private entrepreneur/copy of patent
- Paper information from place on factual living and about the family
- Copies of documents for real estate and/or automobile owned by the borrower
Loans to worker of organizations by salary project
Bank provides retail non collateral loans to the workers of organizations who receive the salaries via banking cards of CJSC “BTA Bank”.
| Currency: | som |
| % rate: | 27% per annum |
| Period of loan: | 3-12 months |
| Loan amount: | 5 000-50 000 soms |
| Repayment of loan: | monthly repayments, by equal parts |
| Commission for providing of loan: | 1% from loan amount |
For further detailed information please call 90 54 66, 90 06 20, 44 00 99.
Агентство по защите депозитов