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BTA – "Universal"

Deposit conditions

Deposit terms: 3, 6, 9, 12 months.

Minimal deposit amount: 5000 soms, 100 USD.

Additional deposit: possibility to deposit additional amount to increase the main amount. Minimal amount for additional deposit 1000 KGS, 25 USD.

Interest rates

Month 3 6 9 12
National currency (KGS) 2% 3% 4% 5%
Foreign currency (USD) 1% 2% 3% 4%

 

Deposit conditions: determined by the client's choice of remuneration payment terms indicated in the contract:

  • monthly transfer to client's current bank account through given requisites on terms defined in the Bank's internal documents
  • monthly transfer to client's card account through given requisites on terms defined in the Bank's internal documents

In case of early withdrawal before end of 30 calendar days, remuneration will not be paid. In case of early withdrawal after 30 calendar days, remuneration will be accrued and paid based on the rates of 0.5% per year in USD and 1% per year in KGS for the actual time of deposit.

In case of not withdrawing funds by the end of the term indicated in the contract, deposit is prolonged for the same term on the same conditions except for remuneration rates. Accrual of remuneration for prolonged deposits will be based on current rates applicable for the same type of deposits and paid on conditions indicated in the contract. Number of prolongations is not limited, except for cases when the Bank makes a decision to terminate the deposit.

Partial withdrawal is allowed if the irreducible amount, which is equal to minimal deposit remains.